October 29-2025 - Bank of Canada lowers policy rate to 2.25%
October 29, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. With the effects of US trade actions on econo ...
read moreCanadian Home Sales Poised for a Big Finish in 2025
October 21, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
Canada’s housing market is showing renewed energy as we approach the end of 2025. According to the latest report from the Canadian Real Estate Association (CREA), home sales nationwide are set f ...
read moreHow Falling Rates Help Gig Workers Qualify for Mortgages in Red Deer, Alberta
October 10, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
If you earn a living through freelancing, contract work, ride share or delivery, creative services, or small business projects, you have probably heard that getting a mortgage is harder. As rates ease ...
read moreHow the Bank of Canada’s September 2025 Rate Cut Affects Mortgages in Red Deer
September 24, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
The Bank of Canada’s decision to cut its overnight rate by 25 basis points, down to 2.50 %, has sent ripples through the mortgage market across Canada. Many Red Deer homeowners and prospective b ...
read moreBank of Canada lowers policy rate to 2.5%
September 17, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.45%. After remaining resilient to sharply higher U ...
read moreWhat a Bank of Canada Rate Hold Would Mean for Red Deer Borrowers
September 9, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
Did You Know The Bank of Canada has held its key rate at 2.75 percent since July 30, 2025, which is the third consecutive hold. In July 2025, Red Deer recorded about 213 residential sales and roug ...
read more10 Smart Ways a Red Deer Mortgage Broker Can Help You Win
August 27, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
If you are comparing lenders or getting ready to renew, the smartest first step is speaking with a local expert who works for you, not the banks. This guide outlines practical, Red Deer–focused ...
read moreTapping Home Equity in Red Deer, Alberta, A 2025 Mortgage Refinancing Guide
August 18, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
How Red Deer Homeowners Are Tapping into Home Equity as Rates Stabilize, Your 2025 Guide If you own a home in Red Deer, you may be hearing more friends and neighbours talk about refinancing to access ...
read moreRed Deer Mortgage Broker, Local Advice That Protects Your Budget
August 5, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
Why Choose a Local Red Deer Mortgage Broker Buying a home in Red Deer is a big step. Prices move, inventory shifts, and each lender has unique rules. Our local broker team removes guesswork ...
read moreJuly 30 - 2025 - Bank of Canada holds policy rate at 2.75%
July 30, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
The Bank of Canada today maintained its target for the overnight rate at 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. While some elements of US trade policy have started to become m ...
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