Dec 10-2025 - Bank of Canada maintains policy rate at 2.25%
December 10, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Major economies around the world continue to show resilience to US ...
read moreWhat Canada’s Latest Jobs Report Means for Mortgage Rates in 2025 | Red Deer Mortgage Insights
December 9, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
The Government of Canada’s latest December 2025 jobs report offers important clues about where mortgage rates may be headed in the new year. While most Canadians do not read full economic releas ...
read moreUnlock $8,000 in Tax Savings - Perfect for First-Time Buyers (or Someone You Know)
November 26, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
Unlock $8,000 in Tax Savings Perfect for First-Time Buyers (or Someone You Know) If you, or someone you care about, are thinking about buying a first home in Canada, ...
read moreIs 2025 the Year to Smooth Out Your Debt in Red Deer? Understanding Consolidation Mortgages in Alberta
November 25, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
If you live in Red Deer or anywhere in Alberta, you are probably feeling the impact of higher interest rates, rising living costs, and the financial juggling that comes with managing multiple payments ...
read moreHow the Latest Bank of Canada Rate Cut Affects Your Refinancing Strategy
November 10, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
The Bank of Canada’s November 2025 decision to cut its key interest rate to 4.25% is more than just another economic headline. For homeowners in Red Deer and across Alberta, it could represent a ...
read moreOctober 29-2025 - Bank of Canada lowers policy rate to 2.25%
October 29, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. With the effects of US trade actions on econo ...
read moreCanadian Home Sales Poised for a Big Finish in 2025
October 21, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
Canada’s housing market is showing renewed energy as we approach the end of 2025. According to the latest report from the Canadian Real Estate Association (CREA), home sales nationwide are set f ...
read moreHow Falling Rates Help Gig Workers Qualify for Mortgages in Red Deer, Alberta
October 10, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
If you earn a living through freelancing, contract work, ride share or delivery, creative services, or small business projects, you have probably heard that getting a mortgage is harder. As rates ease ...
read moreHow the Bank of Canada’s September 2025 Rate Cut Affects Mortgages in Red Deer
September 24, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
The Bank of Canada’s decision to cut its overnight rate by 25 basis points, down to 2.50 %, has sent ripples through the mortgage market across Canada. Many Red Deer homeowners and prospective b ...
read moreBank of Canada lowers policy rate to 2.5%
September 17, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker
The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.45%. After remaining resilient to sharply higher U ...
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