Dec 10-2025 - Bank of Canada maintains policy rate at 2.25%

Dec 10-2025 - Bank of Canada maintains policy rate at 2.25%

December 10, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Major economies around the world continue to show resilience to US ...

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What Canada’s Latest Jobs Report Means for Mortgage Rates in 2025 | Red Deer Mortgage Insights

What Canada’s Latest Jobs Report Means for Mortgage Rates in 2025 | Red Deer Mortgage Insights

December 9, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker

The Government of Canada’s latest December 2025 jobs report offers important clues about where mortgage rates may be headed in the new year. While most Canadians do not read full economic releas ...

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Unlock $8,000 in Tax Savings - Perfect for First-Time Buyers (or Someone You Know)

Unlock $8,000 in Tax Savings - Perfect for First-Time Buyers (or Someone You Know)

November 26, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker

Unlock $8,000 in Tax Savings Perfect for First-Time Buyers (or Someone You Know) If you, or someone you care about, are thinking about buying a first home in Canada, ...

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Is 2025 the Year to Smooth Out Your Debt in Red Deer? Understanding Consolidation Mortgages in Alberta

Is 2025 the Year to Smooth Out Your Debt in Red Deer? Understanding Consolidation Mortgages in Alberta

November 25, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker

If you live in Red Deer or anywhere in Alberta, you are probably feeling the impact of higher interest rates, rising living costs, and the financial juggling that comes with managing multiple payments ...

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How the Latest Bank of Canada Rate Cut Affects Your Refinancing Strategy

How the Latest Bank of Canada Rate Cut Affects Your Refinancing Strategy

November 10, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker

The Bank of Canada’s November 2025 decision to cut its key interest rate to 4.25% is more than just another economic headline. For homeowners in Red Deer and across Alberta, it could represent a ...

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October 29-2025 - Bank of Canada lowers policy rate to 2.25%

October 29-2025 - Bank of Canada lowers policy rate to 2.25%

October 29, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker

The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. With the effects of US trade actions on econo ...

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Canadian Home Sales Poised for a Big Finish in 2025

Canadian Home Sales Poised for a Big Finish in 2025

October 21, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker

Canada’s housing market is showing renewed energy as we approach the end of 2025. According to the latest report from the Canadian Real Estate Association (CREA), home sales nationwide are set f ...

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How Falling Rates Help Gig Workers Qualify for Mortgages in Red Deer, Alberta

How Falling Rates Help Gig Workers Qualify for Mortgages in Red Deer, Alberta

October 10, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker

If you earn a living through freelancing, contract work, ride share or delivery, creative services, or small business projects, you have probably heard that getting a mortgage is harder. As rates ease ...

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How the Bank of Canada’s September 2025 Rate Cut Affects Mortgages in Red Deer

How the Bank of Canada’s September 2025 Rate Cut Affects Mortgages in Red Deer

September 24, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker

The Bank of Canada’s decision to cut its overnight rate by 25 basis points, down to 2.50 %, has sent ripples through the mortgage market across Canada. Many Red Deer homeowners and prospective b ...

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Bank of Canada lowers policy rate to 2.5%

Bank of Canada lowers policy rate to 2.5%

September 17, 2025 | Posted by: Kelly Lukens - Trusted Red Deer Mortgage Broker

The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.45%. After remaining resilient to sharply higher U ...

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Kelly Lukens - Red Deer Mortgage Broker

Kelly Lukens
Trusted Red Deer Mortgage Broker

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