Home Equity Renovation Financing in Red Deer and across Alberta

Upgrade Your Home Using Your Mortgage Equity in Red Deer

Smart Refinancing Options for Alberta Home Renovations

Start Your Renovation Plan

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We work with clients from all across Alberta including, Red Deer, Sylvan Lake, Blackfalds, Innisfail, Calgary, Edmonton and all points in between.

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Red Deer Home Equity Renovation Financing

Make Your Home Work for You Through Smart Refinancing

Refinancing your mortgage in Red Deer to fund home renovations is one of the smartest ways to invest in your property.

Whether you're updating your kitchen, finishing the basement, or enhancing energy efficiency, I’ll help you access the equity you’ve built in your Alberta home.

Let’s Talk Renovation Financing

FAQs for Home Renovation Financing in Red Deer, Alberta

Can I use mortgage refinancing to renovate my Red Deer home?

Yes, many homeowners in Red Deer use mortgage refinancing to tap into their equity and fund renovations. It’s a cost-effective way to access capital without taking on new consumer debt.

What types of renovations qualify for refinancing?

Common projects include kitchen upgrades, bathroom renovations, basement finishing, and even roof replacements. In Alberta, lenders often approve refinancing for value-boosting home improvements.

How much equity do I need to refinance for renovations?

Typically, lenders require at least 20 percent equity in your Red Deer home. I’ll help you calculate what’s available and whether it aligns with your renovation goals.

Does refinancing impact my mortgage rate?

It can. If rates have dropped since you originally signed your mortgage, refinancing in Red Deer could reduce your interest rate while funding your upgrades at the same time.

How do I start the refinancing process?

Contact me directly and I’ll walk you through the paperwork, lender options, and best path forward. Every Red Deer home and renovation goal is unique — I’ll tailor the advice to fit your needs.

Please note: it's always best to get in touch with me to make sure each specific question you might have we can answer to you directly to ensure 100% accurate information.

Rated 5 Stars by Our Clients!

Rated 5 Stars by Our Clients!

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  • I really appreciate everything you did for us, Kelly! You made this part of the sale so much easier! I will be recommending you to anyone looking for a mortgage broker !!
    Kory and Janince from: Red Deer
  • Thank you for the card and gift certificate! You didn't have to do that. You are the BOMB and of course I am going to recommend you! Thanks again!! :)
    Lynn - Red Deer
  • Kelly was amazing. She helped us through every step of our mortgage. Nothing went unanswered and was extremely quick to get back to us. We would recommend Kelly to all our friends. Keep up the amaz...
    Jasmin - Red Deer
  • Even with our peculiar situation Kelly was amazing. She was knowledgeable and always had a back up plan for the back up plan when things didn't go quite as planned. She was friendly and responsive ...
    Ashley - Sylvan Lake
  • I was referred to Kelly Lukens through a friend and couldn't be happier with her services. She makes the whole mortgage process less daunting and has great knowledge to share. Kelly was able to res...
    Kristin - Red Deer

My Alberta Mortgage Service Areas

Red Deer | Sylvan Lake | Innisfail | Blackfalds | Edmonton | Calgary and all across Alberta!

Kelly Lukens - Red Deer Mortgage Broker

Kelly Lukens
Trusted Red Deer Mortgage Broker

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