Edmonton Mortgage Broker Services
Dedicated Mortgage Expertise for Edmonton Homeowners
Book Your Free ConsultationNo-hassle, No-obligation. Your info is safe, and you’re in control.
We work with clients from all across Alberta including, Red Deer, Sylvan Lake, Blackfalds, Innisfail, Calgary, Edmonton and all points in between.
My Edmonton Mortgage Services
Whether you choose a condo near West Edmonton Mall or a house in Glenora, my services cover every mortgage need in Edmonton.
- Mortgage Renewals
- Refinancing and Equity Take-Out
- Pre-Approvals for Home Buyers
- Mortgages for Low Credit Profiles
- First-Time Buyer Programs
- Self-Employed Mortgage Solutions
- Private and Alternative Lending
- Home Renovation Financing
- New Construction Mortgages
Why Edmonton Homeowners Choose a Local Broker
Big banks use one-size-fits-all approaches. As your Edmonton broker, I understand this city, from the Ice District to Riverbend development. I shop a full range of lenders to find you the most competitive rate and the right product for your neighbourhood.
Edmonton Mortgage FAQs
What is the difference between pre-qualification and pre-approval?
Pre-qualification gives you an estimate based on basic information. Pre-approval involves credit checks and lender review to lock in a rate subject to meeting all conditions.
How do I qualify for a mortgage in Edmonton as a newcomer?
Newcomers can qualify with proof of foreign income, credit references and a down payment of at least 35%. I work with lenders that specialize in newcomer programs.
Can I access home renovation financing in Edmonton?
Yes, renovation financing can be added to your mortgage or arranged separately. We assess your project scope and guide you to the best option.
What factors affect my mortgage rate?
Rates depend on your credit score, down payment size, amortization period, and market conditions. I explain each factor and help you improve your profile.
How often can I refinance my mortgage?
You can refinance at renewal or request an early refinance subject to lender rules. Typically you can refinance once per year without penalty.
Are there mortgage options for condo purchases in Edmonton?
Yes, most lenders offer condo mortgages. We verify condo board approvals and fees to ensure smooth financing for your unit in communities like Oliver or Downtown.
How do property taxes impact my mortgage payment?
Property taxes are added to your monthly payment if you choose a payment escrow. I can structure your mortgage to include taxes or have you pay taxes directly.
Have more questions about mortgages in Edmonton? Get in touch and I will help you navigate every step.
