Home Purchase Mortgages in Red Deer and across Alberta

Looking to Buy a Home in Red Deer? Let’s Make It Happen

Expert Mortgage Support for Every Type of Homebuyer

Get Your Free Consultation

No-hassle, No-obligation. Your info is safe, and you’re in control.

We work with clients from all across Alberta including, Red Deer, Sylvan Lake, Blackfalds, Innisfail, Calgary, Edmonton and all points in between.

Our Alberta Mortgage Lending Advantage

Fast & Easy

Lending Approvals

Low Rates

Some of the lowest rates in Alberta

98%

would recommend me

No-Obligation

free, no-hassle conversation

Red Deer Home Purchase Mortgages

Your Homeownership Journey Starts Here

Whether you're upgrading, relocating, or buying your very first place in Red Deer, I’ll help you navigate the mortgage process with ease.

With access to multiple Canadian lenders and a clear understanding of local market trends, I make sure you’re not just approved, you’re confident and comfortable every step of the way.

Inquire Today

FAQs for Home Purchase Mortgages in Red Deer, Alberta

What is the minimum down payment needed to buy a home in Red Deer?

In Canada, the minimum down payment is 5% for homes under $500,000. In Red Deer, that means many properties are well within reach for new homebuyers.

Do I need a mortgage pre-approval before house hunting?

Yes, pre-approval gives you a budget to shop confidently and shows sellers you're serious. I can get you pre-approved quickly with lenders familiar with the Red Deer housing market.

How do I know what mortgage term or rate type is best?

It depends on your goals, risk tolerance, and future plans. I’ll walk you through fixed vs. Variable options and help match you with the right mortgage strategy for your life in Red Deer.

Can I qualify for a mortgage if I have some debt?

Yes, depending on your income and credit profile. I’ll show you how debt ratios work and what lenders look for when approving buyers in Red Deer.

What costs should I expect beyond the down payment?

You’ll need to budget for closing costs like legal fees, home inspection, appraisal, and land transfer tax. I’ll provide you a detailed breakdown so there are no surprises.

Please note: it's always best to get in touch with me to make sure each specific question you might have we can answer to you directly to ensure 100% accurate information.

Rated 5 Stars by Our Clients!

Rated 5 Stars by Our Clients!

read all testimonials
  • I really appreciate everything you did for us, Kelly! You made this part of the sale so much easier! I will be recommending you to anyone looking for a mortgage broker !!
    Kory and Janince from: Red Deer
  • Thank you for the card and gift certificate! You didn't have to do that. You are the BOMB and of course I am going to recommend you! Thanks again!! :)
    Lynn - Red Deer
  • Kelly was amazing. She helped us through every step of our mortgage. Nothing went unanswered and was extremely quick to get back to us. We would recommend Kelly to all our friends. Keep up the amaz...
    Jasmin - Red Deer
  • Even with our peculiar situation Kelly was amazing. She was knowledgeable and always had a back up plan for the back up plan when things didn't go quite as planned. She was friendly and responsive ...
    Ashley - Sylvan Lake
  • I was referred to Kelly Lukens through a friend and couldn't be happier with her services. She makes the whole mortgage process less daunting and has great knowledge to share. Kelly was able to res...
    Kristin - Red Deer

My Alberta Mortgage Service Areas

Red Deer | Sylvan Lake | Innisfail | Blackfalds | Edmonton | Calgary and all across Alberta!

Kelly Lukens - Red Deer Mortgage Broker

Kelly Lukens
Trusted Red Deer Mortgage Broker

Have Questions?
Not Sure Where To Start?

Schedule a No-Obligation Call
Google Rating
5
users image

Hi, How can I help you?