New Home Build Mortgages in Red Deer and across Alberta

Building in Red Deer? I Help Finance Your Dream Home

Tailored Construction Mortgage Solutions for Alberta Home Builders

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No-hassle, No-obligation. Your info is safe, and you’re in control.

We work with clients from all across Alberta including, Red Deer, Sylvan Lake, Blackfalds, Innisfail, Calgary, Edmonton and all points in between.

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Red Deer New Home Build Mortgages

From Blueprint to Move-In, I’ve Got You Covered

Planning to build your dream home in Red Deer?

I help you get the financing you need from the ground up with construction mortgage options that match your timeline and budget. From lot purchase to final draw, I’ll guide you through every phase of your build with trusted Canadian lender connections across Alberta.

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FAQs for New Home Build Mortgages in Red Deer, Alberta

What is a construction mortgage?

A construction mortgage funds the building of your new home in stages. I’ll help you access a draw mortgage or progress-draw mortgage depending on your builder’s timeline and project type in Red Deer.

Can I get financing to buy land and build?

Yes, some lenders allow land purchase and construction costs to be bundled together. I work with Red Deer homebuyers to secure financing for both the lot and the build.

How are construction mortgage funds released?

Funds are released in stages, called draws, based on your builder's progress. I’ll coordinate with your Red Deer builder and lender to ensure everything stays on schedule and within budget.

What if I’m building a custom home on rural land?

That’s no problem — I have experience helping clients in areas outside Red Deer like Springbrook and Penhold secure rural construction financing with flexible options.

Do I need a builder contract before applying?

Yes, most lenders require a signed builder agreement with specs and timelines before issuing a mortgage. I can help you prepare everything needed before submitting your application.

Please note: it's always best to get in touch with me to make sure each specific question you might have we can answer to you directly to ensure 100% accurate information.

Rated 5 Stars by Our Clients!

Rated 5 Stars by Our Clients!

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  • I really appreciate everything you did for us, Kelly! You made this part of the sale so much easier! I will be recommending you to anyone looking for a mortgage broker !!
    Kory and Janince from: Red Deer
  • Thank you for the card and gift certificate! You didn't have to do that. You are the BOMB and of course I am going to recommend you! Thanks again!! :)
    Lynn - Red Deer
  • Kelly was amazing. She helped us through every step of our mortgage. Nothing went unanswered and was extremely quick to get back to us. We would recommend Kelly to all our friends. Keep up the amaz...
    Jasmin - Red Deer
  • Even with our peculiar situation Kelly was amazing. She was knowledgeable and always had a back up plan for the back up plan when things didn't go quite as planned. She was friendly and responsive ...
    Ashley - Sylvan Lake
  • I was referred to Kelly Lukens through a friend and couldn't be happier with her services. She makes the whole mortgage process less daunting and has great knowledge to share. Kelly was able to res...
    Kristin - Red Deer

My Alberta Mortgage Service Areas

Red Deer | Sylvan Lake | Innisfail | Blackfalds | Edmonton | Calgary and all across Alberta!

Kelly Lukens - Red Deer Mortgage Broker

Kelly Lukens
Trusted Red Deer Mortgage Broker

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