Mortgage Refinancing and Equity Take Out in Red Deer and across Alberta

Unlock the Equity in Your Red Deer Home

Refinance Smart, Consolidate Debt, or Fund Big Life Plans

Get Your Free Consultation

No-hassle, No-obligation. Your info is safe, and you’re in control.

We work with clients from all across Alberta including, Red Deer, Sylvan Lake, Blackfalds, Innisfail, Calgary, Edmonton and all points in between.

Our Alberta Mortgage Lending Advantage

Fast & Easy

Lending Approvals

Low Rates

Some of the lowest rates in Alberta

98%

would recommend me

No-Obligation

free, no-hassle conversation

Red Deer Mortgage Refinancing and Equity Take Out

Make the Most of the Equity You've Built

Refinancing your mortgage in Red Deer can give you access to better local mortgage rates or possibly to unlock cash through equity take out. Whether you’re planning a home renovation, consolidating debt, or covering a big expense like education or investments,

I’ll help you refinance your mortgage strategically with Canadian based lenders across Alberta.

Inquire Today

FAQs for Mortgage Refinancing and Equity Take Out in Red Deer, Alberta

How does mortgage refinancing work in Alberta?

Refinancing replaces your existing mortgage with a new one, ideally at a better rate or with different terms. I work with Red Deer lenders to find options tailored to your needs and timeline.

Can I take out equity to cover a renovation or tuition?

Yes, equity take out allows you to access the built-up value in your Red Deer home. It’s perfect for big-ticket plans like renovations, education, or even investing in a second property.

Will refinancing affect my credit score?

There may be a small temporary dip in your score due to a new inquiry, but long-term responsible refinancing can actually improve your credit. I’ll help guide you through every step so it’s done right.

Do I have to stay with my current lender to refinance?

No, you can switch lenders if another offers better terms. I’ll shop across the Alberta market to find the best refinance or equity solution for your needs in Red Deer.

Is there a limit to how much equity I can access?

Yes, generally you can access up to 80% of your home’s appraised value, minus your existing mortgage balance. I’ll help you determine exactly how much is available to you.

Please note: it's always best to get in touch with me to make sure each specific question you might have we can answer to you directly to ensure 100% accurate information.

Rated 5 Stars by Our Clients!

Rated 5 Stars by Our Clients!

read all testimonials
  • I really appreciate everything you did for us, Kelly! You made this part of the sale so much easier! I will be recommending you to anyone looking for a mortgage broker !!
    Kory and Janince from: Red Deer
  • Thank you for the card and gift certificate! You didn't have to do that. You are the BOMB and of course I am going to recommend you! Thanks again!! :)
    Lynn - Red Deer
  • Kelly was amazing. She helped us through every step of our mortgage. Nothing went unanswered and was extremely quick to get back to us. We would recommend Kelly to all our friends. Keep up the amaz...
    Jasmin - Red Deer
  • Even with our peculiar situation Kelly was amazing. She was knowledgeable and always had a back up plan for the back up plan when things didn't go quite as planned. She was friendly and responsive ...
    Ashley - Sylvan Lake
  • I was referred to Kelly Lukens through a friend and couldn't be happier with her services. She makes the whole mortgage process less daunting and has great knowledge to share. Kelly was able to res...
    Kristin - Red Deer

My Alberta Mortgage Service Areas

Red Deer | Sylvan Lake | Innisfail | Blackfalds | Edmonton | Calgary and all across Alberta!

Kelly Lukens - Red Deer Mortgage Broker

Kelly Lukens
Trusted Red Deer Mortgage Broker

Have Questions?
Not Sure Where To Start?

Schedule a No-Obligation Call
Google Rating
5
users image

Hi, How can I help you?