Investment Property Mortgages in Red Deer and across Alberta

Grow Your Wealth with a Red Deer Investment Property Mortgage

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We work with clients from all across Alberta including, Red Deer, Sylvan Lake, Blackfalds, Innisfail, Calgary, Edmonton and all points in between.

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Red Deer Investment Property Mortgages

Expert Mortgage Guidance for Red Deer Investors

Whether you're buying a rental duplex in Kentwood or a commercial unit downtown, I provide personalized mortgage solutions for Red Deer property investors. From qualifying to closing, I’ll help you structure your investment financing in a way that works now and scales into your future.

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FAQs for Investment Property Mortgages in Red Deer, Alberta

Can I use rental income to qualify for an investment mortgage?

Yes, in most cases lenders will include a portion of projected rental income from your Red Deer investment property when calculating your qualifying income. I’ll help you estimate how much that adds to your purchasing power.

What type of down payment is required for an investment property in Alberta?

Typically, you’ll need at least 20% down for a non-owner-occupied property. I’ll walk you through what options you have for a Red Deer investment purchase and how to structure your financing effectively.

Are interest rates higher for investment mortgages?

Yes, lenders often apply slightly higher rates on investment mortgages than primary residences. But there are ways to offset that cost — especially with Red Deer’s solid rental yields and growing demand.

What types of properties can I finance as an investment?

You can finance single-family homes, duplexes, multi-units, or even small commercial properties in Red Deer. Each has different lending criteria, and I’ll guide you through your best fit.

How do I get approved for multiple investment mortgages?

If you're building a property portfolio, we’ll need to show lenders your full picture — income, equity, and risk exposure. I’ve helped Red Deer investors scale smartly and I can help you too.

Please note: it's always best to get in touch with me to make sure each specific question you might have we can answer to you directly to ensure 100% accurate information.

Rated 5 Stars by Our Clients!

Rated 5 Stars by Our Clients!

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  • I really appreciate everything you did for us, Kelly! You made this part of the sale so much easier! I will be recommending you to anyone looking for a mortgage broker !!
    Kory and Janince from: Red Deer
  • Thank you for the card and gift certificate! You didn't have to do that. You are the BOMB and of course I am going to recommend you! Thanks again!! :)
    Lynn - Red Deer
  • Kelly was amazing. She helped us through every step of our mortgage. Nothing went unanswered and was extremely quick to get back to us. We would recommend Kelly to all our friends. Keep up the amaz...
    Jasmin - Red Deer
  • Even with our peculiar situation Kelly was amazing. She was knowledgeable and always had a back up plan for the back up plan when things didn't go quite as planned. She was friendly and responsive ...
    Ashley - Sylvan Lake
  • I was referred to Kelly Lukens through a friend and couldn't be happier with her services. She makes the whole mortgage process less daunting and has great knowledge to share. Kelly was able to res...
    Kristin - Red Deer

My Alberta Mortgage Service Areas

Red Deer | Sylvan Lake | Innisfail | Blackfalds | Edmonton | Calgary and all across Alberta!

Kelly Lukens - Red Deer Mortgage Broker

Kelly Lukens
Trusted Red Deer Mortgage Broker

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